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Tax Credits Heat Up The Housing Market

If you've been thinking about buying a home, you might not want to wait long. The popular tax credit for first-time home buyers has been extended, and a new credit has been created for repeat buyers, adding extra savings for early 2010.

Here are the highlights of the credits:

  • First-time home buyers or those who have not owned a home in the past three years may qualify for a credit of 10% of the sale price, up to $8,000.
  • Buyers who have lived in a home for five consecutive years out of the last eight may qualify for a 10% credit, up to $6,500.
  • To qualify for either credit, you must sign a contract by April 30, 2010 and close by June 30, 2010.
  • The credit is available for homes costing less than $800,000, and the full credit is available to single taxpayers with incomes up to $125,000 and married couples up to $225,000.
  • The Extended Home Buyer Tax Credit can be applied to primary residences, including single-family houses, condominiums, townhomes and co-ops.
  • For complete details, talk to your tax advisor or visit www.federalhousingtaxcredit.com.

The new credit may be good news for Baby Boomers who are ready to downsize or move closer to children and grandchildren. The credits are not intended for "flippers," however. If you move within 36 months of taking one of these credits, you may have to pay it back.

Mortgage rates and home prices are low right now, so it's a great time to buy even if you don't qualify for one of these tax credits. Our mortgage specialist can help you determine what you can afford and discuss the various loan options available to you. Call 614.239.0210 or 800.986.3876 or e-mail us at cmfcu@columbusmetro.org.

 

 

Members Save With Discount Tickets

Columbus Metro offers its members discount tickets to the Columbus Zoo & Aquarium and the Newport Aquarium year-round. Tickets for amusement parks are sold seasonally and are no longer available. Tickets may be purchased from any lobby teller at our Reynoldsburg and Whitehall locations.

Please note: Tickets are non-refundable and lost or stolen tickets cannot be replaced. Please consult each park's web site for dates and hours of operation.

Ticket prices are as follows:

Park
Type of Ticket
Member Price
Gate Price
Discount
         
Columbus Zoo & Aquarium Adult Ages 10-59
$10.50
$12.00
$1.50
  Child/Senior Ages 2-9 OR ages 60+
$6.50
$7.00
$0.50
 
Newport Aquarium Adult
$18.00
$20.00
$2.00
  Child Ages 3-12
$11.00
$13.00
$2.00
 

 

Get Driven ... To Invest In America

Columbus Metro has teamed up with GM and Chrysler to help our members Invest in America. All current and new members have the unique opportunity to get a great discount on a new vehicle from GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. You could save thousands of dollars.

The deal gets even better when you finance your vehicle with us. Thanks to our low loan rates, your savings will quickly add up. And you'll be doing your part to help the local economy when you buy an American-made car and finance it through us.

Start driving your discount ... For more information on Invest in America, visit www.lovemycreditunion.org today.

 

 

 

 
 
   
 
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