Products | Checking

Find the checking account that's right for you.

We know that no two members are alike, so we give you three different checking accounts to choose from. Whether you're looking for free checking, want to earn monthly dividends or need a second chance, we have the checking account you're looking for.

 

	$ To Open	Monthly Fee	Dividends	Choose this account if ...
Metro Free Checking Learn more | Apply	$25	None	No	you want unlimited check writing and withdrawals, and your balance tends to vary throughout the month.
Metro Deluxe Checking Learn more | Apply	$50	$4 Waived when minimum balance is met	Yes	you maintain a higher balance in your checking account and want to earn a monthly dividend. View Rates
Metro Merit Checking Learn more | Apply	$25	$10	No	you've had problems maintaining a checking account in the past and need a second chance.

Every Columbus Metro checking account also offers:

• Unlimited check writing and withdrawals
• Free Debit MasterCard^®1
• Free telephone and Internet banking and online bill pay
• Free overdraft transfers from savings²

¹Subject to credit approval. You may receive a JEANIE^SM ATM Card instead.

The convenient choice

You'll have convenient access to your money 24 hours a day, seven days a week when you add free services like direct deposit, Internet banking, and online bill pay to your checking account. What's more, our Debit Master Card gives you access to over 4,000 surcharge-free Alliance One ATMs and allows you to make purchases anywhere MasterCard debit is accepted.

Giving you peace of mind

We'll even help you avoid the stress and costly fees associated with returned checks and other transactions. Every Metro checking account includes free overdraft from savings² which automatically transfers funds from savings to cover checks, automatic debits and other transactions. You can also apply for Metro Line, which puts additional funds at your disposal and offers further protection against overdrafts.

Columbus Metro also offers Courtesy Pay, which provides another line of defense against returned checks and ACH withdrawals. Courtesy Pay allows us to pay qualified members' checks and ACH debits -- even when their account balance is insufficient to cover them. Read our Courtesy Pay FAQ (Frequently Asked Questions) for more information about this valuable service.

Switch to Columbus Metro in four simple steps

If the only reason you haven't opened a Metro checking account is the hassle of closing your old one, don't wait any longer! Our online Switch Kit is designed to make the change from your current institution to Columbus Metro simple, convenient and hassle-free. Follow our easy instructions and you'll be saving time and money with your new Metro checking account in no time!

If you have any questions or need additional information, please call 614.239.0210 or 800.986.3876 or e-mail us today. To open your account, visit any of our offices or click here for an application.

² Sufficient funds must be available in your primary share account for an overdraft transfer to take place. Transaction limitations apply.

© 2001 Columbus Metro Federal Credit Union