www.columbusmetro.org
Calculators
Mortgage | Loan | Savings
| Retirement | Investment
|
Mortgage
Calculators
|
| Have
an Amortization Schedule E-Mailed to You! Some people
with older browsers or not enough RAM on their computers have
problems downloading a full amortization schedule to their browsers.
The results of these are e-mailed directly to you for easy reading
and printing. Just put in the parameters and a valid e-mail
address and check your e-mail! If you want an amortization schedule
e-mailed for prepaying your current mortgage use the
prepay form here. (Note: Works with Microsoft
Explorer Only ) |
| Have
a Prepay Mortgage Schedule E-mailed to you! Some people
with older browsers or not enough RAM on their computers have
problems downloading a full amortization schedule to their browsers.
These tables are emailed back to you. (Note: Works with Microsoft
Explorer Only ) |
| Biweekly
Mortgage Calculation Calculate your mortgage biweekly |
| Convertible
Balloon Mortgage Calculator These days 5/25 and 7/23
convertible balloon mortgages are getting more popular since
they provide lower rates than conventional 30 year mortgages
while still giving a fixed payment schedule for 5 or more years. |
| How
Long Will Your Money Last? Here is a new twist on the
mortgage calculator. Here you tell how much you want to spend
each month, an interest rate and a loan amount, and the computer
tells you how long it will take you to pay it off. |
| Prepayment
Mortgage Reduction See how prepaying your mortgage reduces
the length of your mortgage by putting in the current values
for your loan. |
| Mortgage
Qualification Calculator This calculator will try to
calculate what kind of income lenders will expect you to be
making to qualify for the specific values. |
| How
much house can you afford? Annual income, monthly debt,
cash in hand for down payment, etc. |
| Mortgage
Payment Table Calculator Modified to output in HTML
3.0 Tables Enter the values and this will generate a table of
different monthly payments. |
| Rent
or Buy? This form allows you to compare renting versus
buying by entering how much you want to spend a month and how
much down you would put into your house. |
Mortgage
| Loan | Savings | Retirement
| Investment 
|
Loan Calculators
|
| How
will prepaying change my loan? This calculator takes
a principal amount, interest rate, normal length of the loan
and either how much total a month to pay or how long you want
to pay. Also calculates for credit cards and other non amortized
lines of credit that use simple compounding of interest. |
| How
much does that loan really cost? Version 1 Enter the
interest rate of your loan, the points and costs and the loan
amount. It figures the rest. |
| How
much does that loan really cost? Version 2 Same as above
but you enter the upfront costs and it calculates the APR. |
| Simple
Loan Payment Calculator Enter the values and this calculator
will tell you the payment. The loan can be a mortgage, car loan,
or any other simple interest amortization over a fixed time
with fixed monthly payments. |
| How
much does it cost to lease? This calculator takes a
MSRP, bargained discount (%), down payment, lease length and
lending rate to calculate estimated lease payments. |
Mortgage
| Loan | Savings | Retirement
| Investment
|
Savings
Calculators
|
| Simple
Savings Calculator A simple calculator that lets you
start with an amount of money and make regular monthly deposits,
and see how much it grows. |
| Tuition
Savings Calculator Enter the current annual tuition
of your favorite institution and what you think your average
tuition inflation and investment return will be. Then enter
the years until your children go to school, how much you have
ready to invest and how much you will contribute each year. |
Mortgage
| Loan | Savings | Retirement
| Investment
|
Retirement
Calculators
|
| Roth
vs Traditional IRA Calculator Compare to see which one
is right for you. |
| Retirement
Payout Calculator This calculator takes a account balance
and interest rate and determines either how long you can withdraw
a fixed amount of money from it, or how much you can withdraw
over a fixed amount of time. |
| How
Much To Retire? Here is a new simple retirement calculator.
It tells how much you will need to provide a certain income
for a set number of years. |
| IRA/401(k)/403(b)
Retirement Calculation Find out how much money to put
away tax deferred to get a certain amount of money in the future,
and how much you should expect to draw out of that money. |
| Future
Value/Annuity Calculator Find out how much to put away
tax deferred to get a certain amount of money in the future,
and how much you could expect to draw out of that money. |
| How
Much Estate Tax Will You Pay? Unless you use a trust
your life insurance proceeds are added to your estate and may
get hit with the estate tax! See for yourself. |
Mortgage
| Loan | Savings | Retirement
| Investment
|
Investment
Calculators
|
| Prepayment
vs. Investment? Compare what would happen if you took
one of two choices with some extra cash you have -- prepaying
your mortgage each month, or investing it instead. |
| Compound
Interest Rate Calculation This calculator simply takes
the final amount you want to earn given an initial investment
for a duration of time, and finds the required annual yield
you would need to achieve that goal. |
| Nominal
and Effective Interest Rates Calculate what rates are
necessary to achieve a desired future value amount given a present
value amount and the time period over which to compound your
investment. |
| How
Wealthy Are You? A calculator to see how you stand in
terms of real wealth. |
| Annuity
Contribution Calculation Find out how much to put away
tax deferred to get a certain amount of money in the future,
and how much you could expect to draw out of that money. |
| What's
Your Yield? Enter your starting balance, your ending
balance, monthly contribution and number of years. This calculator
will find what monthly yield would be required. |
Mortgage
| Loan | Savings | Retirement
| Investment
|
